Bankruptcy in Tennessee
Filing Guide, Exemptions & Attorney Help
Filing for Bankruptcy in Tennessee
While bankruptcy is federal law, where you live matters significantly. Tennessee has its own specific exemption amounts, its own federal bankruptcy courts, and its own median income figures for the Means Test. Understanding these local rules is the first step to a successful filing.
Tennessee Bankruptcy Exemptions
Exemptions determine what property you get to keep when you file Chapter 7 bankruptcy. In Tennessee, these limits dictate how much equity you can protect.
| Homestead Exemption | Varies by Tennessee law |
| Motor Vehicle | Varies |
| Personal Property | Varies |
| Retirement Accounts | Fully Exempt (Federal) |
Exemption amounts change periodically. An attorney in Tennessee will know the current exact figures for your situation.
Means Test Data
To file Chapter 7, your income generally must be below the Tennessee median for your household size.
- 1 Person: Consult attorney
- 2 People: Consult attorney
- 3 People: Consult attorney
- 4 People: Consult attorney
Bankruptcy Courts
Bankruptcy cases in Tennessee are handled by the United States Bankruptcy Courts for the districts of Tennessee.
Your local attorney will determine which district your case will be filed in based on your zip code.
Bankruptcy Options in Tennessee
Residents of Tennessee have access to the same federal bankruptcy chapters as every other state. The most common options for individuals are:
Connect with a Tennessee Attorney
State laws change frequently. Get advice tailored specifically to your situation and Tennessee law. Free consultation, no obligation.
Find a Tennessee Bankruptcy Lawyer