Introduction
BankruptcyNearYou.com ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our attorney matching service.
Information We Collect
Information You Provide
When you submit a consultation request form, we collect:
- Your name (first and last)
- Email address
- Phone number
- Zip code
- Estimated total debt amount
- Types of debt
- Whether you are being contacted by creditors
- Whether you are facing foreclosure or garnishment
- Any additional information you provide in the description field
Information Collected Automatically
When you visit our site, we may automatically collect certain information including your IP address, browser type, operating system, referring URLs, and pages viewed. We use this information to analyze site usage and improve our services.
Local Storage
Our interactive tools (Means Test Pre-Qualifier and Chapter Comparison Quiz) store your tool results in your browser's local storage. This data stays on your device, is used to pre-populate the consultation form for your convenience, and is cleared when you submit a consultation request. You can clear this data at any time through your browser settings.
How We Use Your Information
We use the personal information you provide to:
- Match you with a qualified bankruptcy attorney in your area
- Share your contact information and case details with the matched attorney so they can reach out to you
- Respond to your inquiries and provide customer support
- Improve our website and services
- Comply with legal obligations
How We Share Your Information
We share your personal information only in the following circumstances:
- With Attorneys: When you submit a consultation request, we share your information with a qualified bankruptcy attorney in your area so they can contact you about your case. This is the primary purpose of our service.
- Service Providers: We may share information with third-party service providers who assist us in operating our website and conducting our business, subject to confidentiality agreements.
- Legal Requirements: We may disclose information when required by law, court order, or governmental authority.
We do not sell your personal information to third parties.
Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request that we correct inaccurate personal information
- Deletion: Request that we delete your personal information
- Opt-out: Opt out of future communications from us
To exercise any of these rights, please contact us using the information below.
California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your information. As noted above, we do not sell personal information.
Children's Privacy
Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete that information.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date above. Your continued use of the site after changes are posted constitutes your acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights regarding your personal information, please contact us through the consultation request form on our website.