Acceptance of Terms
By accessing and using BankruptcyNearYou.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
Description of Service
BankruptcyNearYou.com provides general information about bankruptcy and offers an attorney matching service that connects individuals seeking bankruptcy assistance with qualified attorneys in their area. We are not a law firm and do not provide legal advice.
Not Legal Advice
The information provided on this website is for general educational purposes only and is not intended as legal advice. Every financial situation is unique, and the information on this site may not apply to your specific circumstances.
You should not act or refrain from acting based solely on the information on this site. Always consult with a qualified bankruptcy attorney who can evaluate your specific situation before making any legal decisions.
No Attorney-Client Relationship
Using this website, submitting a consultation request form, or communicating with us does not create an attorney-client relationship between you and BankruptcyNearYou.com. An attorney-client relationship is only formed when you sign an engagement agreement directly with a licensed attorney.
Attorney Matching Service
When you submit a consultation request, we will attempt to connect you with a qualified bankruptcy attorney in your area. By submitting the form, you agree that:
- We may share your contact information and case details with one or more attorneys
- The matched attorney or their staff may contact you by phone, email, or text message
- We do not guarantee that any particular attorney will accept your case
- We do not guarantee any particular outcome from hiring an attorney
- You are free to decline any attorney's services
Interactive Tools Disclaimer
Our interactive tools, including the Means Test Pre-Qualifier and Chapter Comparison Quiz, provide general estimates and recommendations based on the information you provide. These tools:
- Are for educational and informational purposes only
- Do not constitute legal advice
- May not account for all factors relevant to your situation
- Should not be relied upon as a substitute for professional legal counsel
- Use simplified calculations that may not reflect your actual eligibility
Accuracy of Information
We strive to keep the information on this site accurate and up to date. However, bankruptcy laws, median income figures, exemption amounts, and filing fees change periodically. We do not warrant that all information is current or error-free. Always verify important details with a qualified attorney.
User Responsibilities
By using this site, you agree to:
- Provide accurate and truthful information when submitting forms
- Use the site only for lawful purposes
- Not attempt to interfere with the proper functioning of the site
- Not submit false or misleading information
Limitation of Liability
To the fullest extent permitted by law, BankruptcyNearYou.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or reliance on any information provided. This includes, without limitation, damages for loss of profits, goodwill, data, or other intangible losses.
Intellectual Property
All content on this site, including text, graphics, logos, and software, is the property of BankruptcyNearYou.com and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.
Changes to These Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Contact
If you have questions about these Terms of Service, please contact us through the consultation request form on our website.