Bankruptcy Laws by State
Every state has its own bankruptcy exemptions, median income thresholds, and local rules. Find your state to learn what applies to you.
Why Your State Matters
Bankruptcy is federal law, but your state determines which exemptions protect your property, the median income thresholds that determine Chapter 7 eligibility, and local court procedures. Knowing your state's rules is essential before filing.
Select Your State
AL
Alabama
AK
Alaska
AZ
Arizona
AR
Arkansas
CA
California
CO
Colorado
CT
Connecticut
DE
Delaware
DC
District of Columbia
FL
Florida
GA
Georgia
HI
Hawaii
ID
Idaho
IL
Illinois
IN
Indiana
IA
Iowa
KS
Kansas
KY
Kentucky
LA
Louisiana
ME
Maine
MD
Maryland
MA
Massachusetts
MI
Michigan
MN
Minnesota
MS
Mississippi
MO
Missouri
MT
Montana
NE
Nebraska
NV
Nevada
NH
New Hampshire
NJ
New Jersey
NM
New Mexico
NY
New York
NC
North Carolina
ND
North Dakota
OH
Ohio
OK
Oklahoma
OR
Oregon
PA
Pennsylvania
RI
Rhode Island
SC
South Carolina
SD
South Dakota
TN
Tennessee
TX
Texas
UT
Utah
VT
Vermont
VA
Virginia
WA
Washington
WV
West Virginia
WI
Wisconsin
WY
Wyoming
Not Sure Where to Start?
Take our free Means Test Pre-Qualifier to see if you might qualify for Chapter 7 in your state, or talk to a bankruptcy attorney for free.